RateCalc
Works offline

Hourly rate calculator

Find the hourly rate your year needs.

Enter what you need to take home, what the business costs, and the time you can bill. The result is a break-even rate from your own figures, not a quote and not tax advice.

Your figures

Use the same currency for both money fields. Results carry no currency symbol.

What you need to keep after tax, for yourself.

Software, insurance, rent, equipment and other running costs. Enter 0 if none.

Count only the weeks you expect to bill.

Chargeable hours, not every hour at the desk.

The share of each payment you put aside for tax. Enter 0 if you set aside nothing.

The page updates as you type. Your entries stay in this browser.

Saved in this browser only. No account, no upload.

Rate card preview

Rate card

Your working rate

Internal worksheet · no currency symbol is assumed

Inputs

Take-home pay per year
—
Business costs per year
—
Weeks you work per year
—
Billable hours per week
—
Tax set-aside
—

Results

Required hourly rate — per billable hour

Enter your figures to see your rate.

Day rate — 8 hours at the hourly rate
Weekly revenue target — For the billable hours you entered
Billable hours per year — Effective: weeks × hours per week

Formula(take-home + costs) / billable hours, then grossed up by the set-aside.

Billable hours here means weeks worked × billable hours per week. Results are rounded to 2 decimals for display.

What this does not include

Unpaid admin time, travel, and bad debts. If those take up your week, change your costs or billable hours before you rely on this rate.

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A calculation, not tax advice.